Empathy?

I don't know, its hard for me to feel bad for this lady:

Uhazi is drowning in a sea of debt. And, like millions of other Americans, it is a debt load that she built up slowly over more than two decades of easy credit that made it all too simple to spend. Now she worries she won’t be able to pay it off because of the recession, which has led to a reduction in her salary and an increase in her credit card bills.

Doesn't sound too bad, until you see that the "sea of debt" is actually $60,000. How do you rack up debt like that and not notice?